On the doorstep of Saint-Étienne, in a sought-after residential town. Beautiful stone residence from 1900, tastefully renovated, nestled in a wooded park with century-old trees. Zero-management investment with strong appreciation potential.
Down payment €485,784 AFI · No monthly annuity
Saint-Genest-Lerpt, an upscale and sought-after residential town located just minutes from Saint-Étienne, offers the ideal setting for this residence of character. Built in 1900, this stone house benefited from a top-tier renovation which preserved its authentic architectural elements — exposed beams, framework, original fireplaces and terracotta tile flooring.
Set across three levels and 265 sqm of living area, the property comprises 8 rooms including 3 bedrooms — among which a comfortable master suite — a fitted independent kitchen and generous cross-through reception spaces. The dining room and living area, beneath exposed beams and framework, offer preserved character.
Outside, the 5,824 sqm park planted with century-old trees — cedars, conifers, rare species — unfolds in landscaped terraces punctuated by fountains. The 11×6 m pool and the 155 sqm of terraces invite enjoyment of the setting year-round. A 54 sqm garage and a lean-to complete the amenities.
An occupied life annuity without monthly payment presents three immediate advantages for the investor: no monthly outflow after signature, no contractual revaluation risk, and an immediate discount of €206,216 on the free market value. Life annuity is by nature an aleatory contract: the discount and tax benefits are acquired at signature, regardless of the future occupation period.
Zero management for the buyer: the property is occupied and maintained by the life tenant throughout the occupation period. Notary fees are reduced thanks to the life annuity's lower transfer duties. The intrinsic quality of the property (park, original stonework, sought-after location) supports long-term patrimonial appreciation.
A patrimonial placement in a character setting, for a considered long-term investment.
We reply within 24 business hours. A Capital Viagers adviser accompanies you on the patrimonial audit, notary introduction and verification of personal conditions.
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